Employees may not change their benefit elections during the course of a plan year unless they experience a Qualifying Status Change (QSC) event. The IRS regulations regarding pre-tax premium plans do not allow for enrollment, additions, changes, or cancellations except with the occurrence of a Qualifying Status Change event, followed by written application for a change within a prescribed time frame. The Federal Government determines the events that qualify as QSC's, and this list is subject to periodic change.
An employee who wishes to change a benefit election on the basis of a QSC must complete the following steps within 31 days of the QSC event:
Code |
Qualifying Event |
Documentation Requirements |
1 |
Marriage |
Marriage Certificate, Proof of Eligibility if adding other
Dependents |
2 |
Divorce |
Divorce Decree |
3 |
Employee begins Unpaid Leave ( Including Military Leave) |
Documentation will be provided by your Employer |
4 |
Employee returns from Unpaid Leave (Including Military Leave) |
Proof of Eligibility if adding Dependents |
5 |
Death of Spouse or Dependent |
Death Certificate |
6 |
Ineligibility of Dependent |
No Documentation Needed |
7 |
Birth or Adpotion (Including foster care placement, guardinaship, adoption placement) |
Birth Certificate, Adoption Papers, Court Documents,
Proof of Eligibility if adding other Dependents |
8 |
Employment of Spouse (resulting in a gain in coverage)
|
Documentation will be provided by your Spouse's Employer |
9 |
Termination of Spouse's Employment (resulting in a loss of coverage) |
Documentation will be provided by your Employer |
10 |
Begin Unpaid Leave by Spouse (resulting in loss of coverage) |
Documentation will be provided by your Spouse's Employer |
11 |
Return from Unpaid Leave by Spouse (resulting in a gain of coverage) |
Documentation will be provided by your Spouse's Employer |
12 |
Change from Part-Time to Full-Time of Employee |
Documentation will be provided by your Employer |
13 |
Change from Full-Time to Part-Time of Employee |
Documentation will be provided by your Employer |
14 |
Change from Part-Time to Full-Time by Spouse (resulting in a gain of coverage) |
Documentation will be provided by your Spouse's Employer |
15 |
Change from Full-Time to Part-Time by Spouse (resulting in loss of coverage) |
Documentation will be provided by your Spouse's Employer |
17 |
Change in Coverage due to Spouse's Employment (open enrollment, health plan addition or deletion; by a non-state employer) |
No Documentation Needed |
20 |
Spouse Program Enrollment |
Spouse Program Enrollment Form |
21 |
Spouse Program Dis-enrollment |
Spouse Program Enrollment Form |
22 |
Termination of Employment (except retirement) |
Documentation will be provided by your Employer |
23 |
Dependent Satifies Eligibilty Requirements |
Proof of Eligibilty if adding Dependents |
24 |
Retirement |
Documentation will be provided by your Employer |
27 |
Commencement or Return from Family Medical Leave (FMLA) |
Documentation will be provided by your Employer |
28 |
Change of Residence resulting in Loss of Eligibility (moved outside HMO service area) |
Proof of Address Change |
30 |
Court Order that Requires Coverage for a Child under the Employee's Plan |
Copy of Court Order |
31 |
Court Order that requires Spouse, Former Spouse or Other Individual to provide Coverage for a Child |
Copy of Court Order and Proof of other Coverage |
32 |
Layoff of Participant |
Documentation will be provided by your Employer |
34 |
Layoff of Employee's Spouse |
Proof of Eligibility if adding Dependents |
36 |
Gain of Entitlement for Medicare or Medicaid (other than coverage solely for pediatric vaccines) |
Letter or other Documentation of Gain of Eligibility |
37 |
Loss of Entitlement for Medicare or Medicaid (other than coverage solely for pediatric vaccines or to other Group Health Plan Sponsored by a Governmental or
Educational Entity, including Healthy Kids Programs) |
Letter or other Documentation of Eligibility. Proof of
Eligibility if adding Dependents. Certificate of Coverage
if Pre-Existing Condition applies. |